Disclaimer

Copyright

This site and its contents are subject to copyright. The site material copyright is owned by Lending Specialists, or in the case of some material, a third party. The site function and operation copyright is owned by Internet Vision Technologies.

You may view this site and its contents using your web browser and electronically copy and print hard copies of parts of this site solely for personal, non-commercial use. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content of this site is strictly prohibited.

Trademarks

This site includes registered trademarks, and other trademarks that are otherwise protected by law. Except as expressly authorised, the use or misuse of any of these trademarks is strictly prohibited.

Included Trademarks and Registered Trademarks are Trademarks of their respective owners.

General Disclaimer

This website and the contents thereof are of a general nature only and neither represents nor is intended to be specific advice on any particular matter. This website and the contents thereof provides general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and talk with your financial or other professional adviser before making an investment or financial decision. The contents of this web site are not to be relied upon as a substitute for financial or other professional advice. Rates quoted are indicative only.

Fees and charges may apply.

Disclaimer

You agree that your access to, and use of, this site is subject to these terms and all applicable laws, and is at your own risk. This site and its contents are provided to you on “as is” basis, the site may contain errors, faults and inaccuracies and may not be complete and current.

Lending Specialists makes no representations or warranties of any kind, express or implied as to the operation of this site or the information, content, materials or products included on this site, except as otherwise provided under applicable laws.

Neither Lending Specialists, nor its affiliates, directors, officers, employees, agents, contractors, successors or assigns will be liable for any damages whatsoever arising out of, or in any way related to, the use of this site and any other site linked to this site. This limitation applies to direct, indirect, consequential, special, punitive or other damages you or others may suffer, as well as damages for loss of profits, business interruption or the loss of data or information.

Viruses

Lending Specialists cannot guarantee that any file or program available for download and/or execution from or via this site is free from viruses or other conditions, which could damage or interfere with data, hardware or software with which it might be used. You assume all risk of use of all programs and files on this site, and you release Lending Specialists Pty Ltd entirely of all responsibility for any consequences of its use.

Third Party Sites

This site may contain links to third party sites. Lending Specialists is not responsible for the condition or content of those sites as they are not under Lending Specialists’ control. You access those sites and/or use the site’s products and services solely at your own risk. The links are provided solely for your convenience and do not indicate, expressly or impliedly, an endorsement by Lending Specialists of the sites or the products or services provided on the site.

Lending Specialists does not permit any linkages to this site without prior permission.

Applicable Law

This site is controlled by Lending Specialists. Your use of this site is governed by, construed and enforced in accordance with the laws of Victoria, Australia. Disputes arising from your use of this site are exclusively subject to the jurisdiction of the courts of Victoria, Australia.

This site may be accessed throughout Australia and overseas. Lending Specialists makes no representations that the content of this site complies with the laws (including intellectual property laws) of any country outside Australia. If you access this site from outside Australia, you do so at your own risk and are responsible for complying with the laws in the place where you access the site.

Privacy

Lending Specialists highly value the strong relationships we have with our customers. The collection of data at Lending Specialists is being handled with full and proper respect for the privacy of our customers. The data we collect is handled sensitively, securely and with proper regard to privacy. Lending Specialists does not disclose, distribute or sell the data we collect from our clients to third parties.

This site uses a feature of your web browser known as “cookies” to store information and identify you to the system while your on a session.

No personal details are contained in the cookies.

A copy of our Privacy policy is available on request.

We may send you further information from time to time about services we have available. You may elect to stop receiving such information at any time by contacting our office. You may contact our office to register on our ‘No contact/No call’ register.